Privacy Policy for FinTalk
Effective Date: January 1, 2026
FinTalk (“we”, “our”, or “us”) is developed and maintained by
MeetArts. This Privacy Policy explains how FinTalk collects, uses,
stores, and protects your information when you use our Android
application.
1. Information We Collect
FinTalk may collect the following types of information:
-
✔ Financial entries provided by the user such as income, expenses,
dues, payment notes, and transaction messages.
-
✔ User account information including email address, username, and
profile details if account registration is enabled.
-
✔ Device information such as Android version, device model, crash
logs, and app performance analytics.
-
✔ AI-generated transaction classifications and category data
processed from user chat inputs.
2. How We Use Your Information
We use collected information for the following purposes:
- ✔ To provide income, expense, and due tracking features.
- ✔ To improve AI-based transaction identification.
- ✔ To generate analytics, reports, and reminders.
- ✔ To improve app stability, performance, and security.
- ✔ To respond to customer support requests.
3. AI Processing
FinTalk uses artificial intelligence technologies to analyze
user-entered chat messages and identify transaction details such as
amount, category, payment type, and due information.
AI processing is used solely for improving the application's finance
tracking functionality and user experience.
4. Data Storage & Security
We implement industry-standard security measures to protect user
information against unauthorized access, disclosure, alteration, or
destruction.
- ✔ Secure encrypted communication (HTTPS/SSL).
- ✔ Encrypted cloud storage where applicable.
- ✔ Restricted access to sensitive information.
- ✔ Regular security monitoring and updates.
5. Data Sharing
FinTalk does not sell, rent, or trade user personal or financial
information to third parties.
We may share limited information with trusted service providers only
when necessary for:
- ✔ Cloud hosting services
- ✔ Analytics and crash reporting
- ✔ AI processing services
- ✔ Customer support systems
Such providers are required to maintain confidentiality and protect
your information.
6. Permissions Used
FinTalk may request certain Android permissions depending on enabled
features:
-
✔ Internet Access – Required for cloud synchronization, AI
processing, and online services.
- ✔ Notifications – Used for reminders and due alerts.
-
✔ Storage Access (optional) – Used for exporting reports or
backups if enabled by the user.
7. User Rights
Users have the right to:
- ✔ Access their stored information.
- ✔ Edit or delete financial records.
- ✔ Request account deletion.
- ✔ Withdraw consent for optional permissions.
8. Data Retention
We retain user data only as long as necessary to provide application
services or comply with legal obligations.
Users may request deletion of their account and associated data by
contacting us.
9. Children's Privacy
FinTalk is not intended for children under the age of 13. We do not
knowingly collect personal information from children.
10. Third-Party Services
FinTalk may use trusted third-party services including:
- ✔ Google Firebase
- ✔ Google Play Services
- ✔ Analytics providers
- ✔ AI processing APIs
These services may collect information in accordance with their own
privacy policies.
11. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will be
posted within the application and on this page.
12. Contact Us
If you have any questions, concerns, or requests regarding this
Privacy Policy, you may contact:
Developer: MeetArts
Application: FinTalk
Email: meetarts.dev@gmail.com
By using FinTalk, you agree to the collection and use of information
in accordance with this Privacy Policy.
